Full time
KeyBank
NY
Location: 4224 Ridge Lea Road, Amherst New York Please note that there are 3 total positions available. Each position will report to a different manager on the team. Business Banking Underwriter II Underwriters analyze all types of credit information on both existing and prospective customers. They are responsible for evaluating the creditworthiness of borrowers to render a credit decision. The function typically includes new money requests, renewals and amendments. Essential Job Functions Evaluate applicant's credit needs, financial strength and other background information to determine if request for credit is an acceptable risk. Assess industry risk, quality of management, market position and overall business climate to estimate future loan repayment capacity of business. Interpret cash flow, balance sheet, income statements, and tax returns (both personal and business) to determine credit worthiness. Use credit bureau data, credit scoring models,...